Specialized Financing for Trial Attorneys and Law Firms


Trial attorneys can find customized financing, loans and lines of credit from Advanced Legal Capital.loans
Law Firm Financing --
Tailored for Contingency Fee Practices

Advanced Legal Capital's law firm loans and law practice financing programs are specifically designed for attorneys operating on a contingency fee basis, and practices with diversified or hybrid revenue streams. 

Since 2003, we have focused exclusively in providing our law firm and attorney clients the working capital needed for overhead, case development costs, practice expansion, and marketing. 

Three Unique Types of Law Practice Financing:
  1. Loan-based financing (up to $500,000) based on projected fees in the firm's portfolio of cases, with interest-only payments due monthly on the actual outstanding balance. Principal is repaid as cases resolve with a portion of each fee received, based on an individually negotiated schedule.
  2. Larger loans ($1 million to $15 million) based on case portfolio with no monthly payments and low interest rates, repaid with a portion of each fee received, with firm retaining the rest of the fee.
  3. Non-recourse case portfolio funding based upon the firm's entire inventory of pending cases, with no partner guarantees and no monthly payments. Repayment is made with a portion of the firm's net fee as each case resolves.

​Each Loan Transaction Is Individually Crafted 
Our primary goal in every transaction is to establish a long-term relationship with each client to help them maintain liquidity and achieve their practice objectives while minimizing partner risk and impact on normal operations.

Because our capital is not bank-based, we have flexible qualifying criteria and can approach each firm's application on an individual basis. During the term of the loan, we are free to work with our clients to address individual concerns and problems as they arise in a responsive and supportive manner that is unsurpassed in the lending industry.

Professional Insight and the Power of Flexibility
Our loan transactions are based primarily on the anticipated fees in current case inventory rather than partner personal equity or liquid assets.

​Our loan repayment terms and schedules are individually tailored to each firm's cases and unique requirements. Our non-recourse case portfolio funding transactions do not require promissory notes or personal guarantees. Despite these advantages, the rates and terms for each transaction are highly competitive and determined on a case-by-case basis. 

Both in setting up loans and during their term, we can accommodate each firm's particular business model and cash flow challenges. 
Unique Law Firm Loan Programs
  • Loan amounts based on projected fees in case inventory rather than personal assets. 
  • Flexible qualifying criteria and customized terms. 
  • No restrictions on use of funds or interference in cases. 
  • No burdensome case cost tracking requirements. 
  • No penalties for early repayment.  
  • Approval does not require stellar credit, real estate, or  liquid collateral.
  • No requirement to pledge personal assets.
  • Loan amounts up to 15% total projected fees in caseload. 
  • Expertise in all current litigation to assign full case values.
  • Ability to accommodate  increased requirements during term of loan.
  • No annual re-application forms or repeated financial underwriting.​​
​CASE PORTFOLIO FUNDING APPLICATION (secure PDF)
  • Minimal financial documentation required.
  • Initial credit decisions within 24 hours.
  • Line increases available as loans mature.​
Reduce your risk and stress...
                 while securing practice liquidity.
Law firm loans and financing from Advanced Legal Capital enable contingency fee firms to succeed.Creative solutions, fair rates, flexible terms.

Capital to Seize Opportunities and Reduce Risk

Our financing programs enable plaintiff law firms the ability to level the playing field when confronting well-financed adversaries, maintain liquidity, and grow with the confidence they have secure access to a flexible working capital loan or line of credit.
 
Our loan and line of credit programs function as a "liquidity lifeline." They bridge the cash flow valleys inherent in contingency fee practices, helping law firms awaiting awards and settlement fees to meet overhead and case preparation costs as they await awards and settlements. 

Unlike banks and traditional lenders, our underwriters have the freedom and resources to assign full value to a firm's portfolio of cases and create a funding package appropriate for both the short and long term needs of the practice. ​
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Click here to request more information via email
Call Toll free for Private Consultation: 
855-253-3863 (8 am to 4 pm Pacific)