Options for Attorney and Law Firm Working Capital Loans

Attorney Loan and Funding Options

Law Firm Financing and Loans
Law Firm and Attorney  Lines of Credit 
Tailored Attorney Financing
Higher Loan Amount Law Firm Financing
Case Cost and Trial Prep Financing

Advanced Legal Capital offers innovative and exclusive programs for attorney and law firm financing, attorney funding, and attorneys loans. We offer both loan-based financing and non-recourse fee advance funding programs. 

The terms for each of our transactions--whether large or small -- are tailored to the borrowing firm's situation; each loan or funding transaction is customized. 

Loan amounts are determined by total anticipated net future fees in the applicant's case collateral. There is no requirement to track expenses for each case or request funding for each expenditure.

Our Major Case Portfolio Law Firm Loans can provide qualified law firms with significant capital requirements with financing from ​$3 million to $100 million.

​Our Mid-Range Case Portfolio Lending Program can provide firms of all sizes with loans from $250,000 to $5 million.

Our Smaller Firm Case Portfolio loans ($100,000 to $600,000) require only minimal monthly payments of the interest due on the outstanding balance, calculated to the day.

Each of these case portfolio loans are based on the firm's projected net fees in its portfolio of pending cases. None of our programs use personal real estate or liquid assets as collateral. None of these programs requires the sale of the firm's entire fee in any given case or the portfolio at a discount.

All of these loans are also repaid as fees are received, with a portion of each fee used to pay down the loan with the firm retaining the rest.

Rates are determined during underwriting and terms are tailored to meet the individual requirements of the firm or attorney. Factors considered in underwriting and setting fees, rates and terms include:

• the firm's total projected fees and the quality, nature, and number of cases in the firm's portfolio
• the stability and historical financials of the firm and recent revenues
• the professional backgrounds of the firm's equity partners
• the prior case results and experience of the firm in handling the types of cases in its portfolio
• Amount of any prior loans or UCC liens that may encumber the firm's fees (NOTE: our programs can usually be used to pay off existing firm funding or financing obligations)

Law Firm Funding Loans and ​Lines of Credit

Law Firm Lines of Credit
Attorney Lines of Credit
Working Capital Loans
Case Cost Financing

Our loans and credit lines are custom-designed for each law office we fund. They provide a comprehensive and powerful financial management tool for qualified law firms with contingency fee-based practices.

Our law firm financing loans and lines of credit offer competitively priced working capital that can be used for practice overhead, case costs, trial preparation, expert witnesses, firm marketing, practice development, and compensation. There are no restrictions on the use of the funds, other than that they be used for a business purpose. 

Initial loan amounts can be increased if required, or extended, provided the law firm's pending case collateral remains adequate to support the loan, or the firm's projected net fees in any new case collateral is sufficient to support the loan increase.

Our lending decisions are made much more quickly than is the case with banks or other lenders.  In most cases, case portfolio financing can be underwritten and approved in 7  to 21 days after we receive the information required for financial and case underwriting.

The smarter way to fund
​your success.

Download Major Case Portfolio Financing Request Form ​- $3MM to $100MM (secure fillable PDF)

Download Mid-Range Portfolio Loan Request ​- $250K to $5MM (secure fillable PDF)

Download Small Firm Portfolio Loan Request - $100K to $600K ​(secure fillable PDF)

Attorney Fee ​Advance
​Funding  

Class Action/Mass Tort Fee Advances
Fee Advances on Successful Verdicts
Funding for Money Judgments on Appeal

Our Attorney Fee Advance programs are unique in the legal finance industry. They provide rapid approval, non-recourse funding for attorneys and law firms based upon pending attorneys fees in settled cases awaiting payment, and judgments awarding money damages that are presently on appeal. 

Unlike other so-called "fee acceleration programs," our Fee Advances are not loans with hidden financing obligations. They are pure non-recourse transactions that take the form of a purchase and sale of a portion of the attorney's or law firm's fee interest in the settled case, verdict or judgment. The advances are only repaid if and when the fees are received. No monthly payments are required.

For these program, credit scores, partner personal assets, historical firm revenues, and other financials are not significant factors in determining eligibility.

Attorney Fee Advances om settled matters can be up to 50% of the anticipated attorney fees and recoverable costs in the settlement. Responsibility for paying the settlement by an insurance carrier involvement or an established solvent corporate or government defendant is typically required.  

Fee Advance funding approval does not require the pledge of the firm's fees in other  cases or other additional collateral. No promissory notes or personal guarantees are involved. Advances are available in amounts from $10,000 to over seven figures.  

Download Settled Case Fee Advance Loan Application Form ​(secure fillable PDF)

Appellate Case Fee Advance Funding is also available -- for advances to attorneys based on projected net fees in money judgments on appeal. Advances are also available for successful litigants with awards of money damages on appeal. Rates and fees for such advances are determined on a case-by-case basis. Appeal bonds usually must be in place. There is a minimum funding amount of $100,000 for appellate funding and the projected verdict or judgment currently on appeal must be at least $1 MM. Call 855-253-3863 or click here to email us for more information or a private consultation. ​

Contact us to secure liquidity and stability for your trial practice.

​Advanced Legal Capital
​Funding your success. ​