Law Firm Financing and Attorney Funding: 
A Better Approach

Advanced Legal Capital offers customized law firm and attorney financing and funding in the form of loans and lines of credit, and fee advances based on pending attorneys fees in settled cases and cases with money judgments presently on appeal. Our varied programs are designed specifically for trial lawyers as well as diversified practices, ranging from sole practitioners to large firms. 

Our attorney and law firm funding and financing programs 
smooth out the "peaks and valleys" cash flow cycles inherent in a contingency fee practice. Our law firm loans and funding can ensure stable liquidity for diversified practice firms as well. 

Our innovative lawyer loan and funding options help contingency firms to maximize case results against well-financed adversaries, while protecting the personal assets and credit of partners, and reducing their stress. 

We enable trial lawyers to free up non-interest-bearing, after-tax dollars currently invested in case costs advanced. Our funding also enables trial firms to leverage future contingent fees to pay for expansion, practice development, and partner compensation. 

Our Tailored Loans vs. a bank line of credit.

Attorneys are all too aware that banks cannot evaluate or even recognize the value of future contingency fees as collateral. Banks cannot and will not make law firm loans or attorney lines of credit based solely on the value of pending case inventory.

Instead, banks invariably require sterling credit, liquid assets, and significant home equity, and rely almost exclusively on the personal credit of the partners and the value of their personal assets in setting loan amounts. Even when banks do grant law firm lines of credit, they usually approve only a limited amount that is inadequate to support the firm's objectives. As a result, partners often must contribute funds, pledge personal assets, tie up personal credit--and shoulder the risk.

Even when banks do lend to trial practices, they encumber the firm's anticipated fees, while at the same time lending an inadequate amount that does not reflect the full value of those fees and fails to meet the firm's current and future capital needs. 

Banks also frequently require frequent total pay-downs, thus defeating the purpose of borrowing during lean times. They are oblivious to how this affects the day-to-day functioning of the law practice.

Funding Solutions That Banks Cannot Offer to Attorneys and Law Firms

Trial lawyers and others are painfully aware that banks are no longer extending or increasing credit lines to law firms and attorneys when they need it most. This obstacle extends even to firms that have been responsible, long-term clients of their banks.

Combined with the inevitable "feast or famine" nature of a contingency fee practice and the costs of litigation, this creates severe cash flow problems and financial uncertainty for trial attorneys and law firms.

The inability of banks and traditional lenders to understand the true assets and business models of trial firms forces practitioners to take out mortgages against their homes or other real property, exhaust personal credit and pledge assets to collateralize a personal loan that is often insufficient to support the practice.

Too often, the result is unnecessary partner stress, risk, and uncertainty that can negatively impact what should be the attorney's or law firm's main focus: practicing at the highest levels, and maximizing results for both the client and the firm.

Choose the smarter way to fund your success.

Advanced Legal Capital provides better law firm and attorney financing and funding solutions, all of which are based upon the practitioner's most valuable asset: future fees. In addition to our customized loan programs, we also offer substantial non-recourse "fee acceleration" funding advances to attorneys and law firms based on their pending fees in settle cases, favorable verdicts, judgments for money damages, and judgments or jury awards currently on appeal.

Because of our expertise in valuing contingency fee cases and fee revenues, our law firm loan and attorney funding programs can lend significantly higher amounts of immediate working capital based upon anticipated fees than traditional lenders have ever been able-- or willing-- to offer.

In addition, unlike many lenders, we are not dependent on banks for funding. Our financial resources are backed private investor groups, and a publicly held corporation. Our resources are stable and substantial, and have increased despite the recession. We have large amounts of capital on hand for fast approval of law firm and attorney financing, law firm loans, attorney and law firm lines of credit, and law firm and attorney funding advances. 

Contact Advanced Legal Capital for a confidential and professional consultation.
Email: AdvancedLegalCapital@msn.com
Call toll-free 855-253-3863 (855-2JD-FUND)
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Click Below to Download Application Forms

Settled Case Fee Advance Application
CASE PORTFOLIO FUNDING APPLICATION