Small Law Firm Case Portfolio Financing

Smaller Firm Case Portfolio Financing: from $25,000 to $250,000

Advanced Legal Capital offers a law practice and law firm financing program that is specifically designed to address the needs of small to medium size firms that require working capital up to $250,000 for 3 months up to 2 years.

Loans under this program are based on the law firm's anticipated fees in its portfolio of pending and settled cases, with no non-case collateral or personal equity required.

These loans provide qualified firms with the working capital needed for overhead, case development costs, practice expansion, and marketing.

Features of the Small Firm Case Portfolio Financing Program

Recourse law firm loans from $25,000 to $250,000
Ideal for small to medium size firms needing capital for 3 months to 2 years.
Based entirely on projected net fees in firm's case portfolio.
No non-case collateral or personal assets required as security.
Prompt, confidential, and streamlined underwriting process.
Rapid turnaround - underwriting typically takes just 7-21 days.
1.99% per month interest only payments.
Monthly interest prorated to exact day and calculated only on outstanding balance.
Loans repaid with 25% of each fee as cases resolve and fees are received.
25% of each fee only taken until balance is paid in full.
Minimal impact on firm cash flow - firm retains the remainder of each fee.
Closing fee when loan is repaid (determined during underwriting)
No need to sell future fees at a discount.
No new banking relationship required.
No fees for application, processing, monitoring or servicing.
No annual renewal or "maintenance" fees.

To Begin the Application Process:

Click the button below to securely download the one-page fillable PDF request form, complete it on your computer, tablet or phone, and return the form via email. Upon receipt of the completed form, the appropriate application package will be emailed to you the same business day, and a private consultation will be arranged at your convenience. All information will be held in strictest confidence.

Download Small Firm Portfolio Loan Request
(secure fillable PDF)

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Image of attorney walking to court - small law firms can obtain case portfolio financing from $25K to $250K from Advanced Legal Capital

A Unique Program Specifically Designed to Meet the Needs of Smaller Practices

Advanced Legal Capital recognizes that the term "small" no longer is appropriate for the many contingency fee practices that handle personal injury and related tort cases, no matter how many or how few attorneys the office has on its letterhead.

Our extensive experience in law firm financing, combined with our network of private, non-bank capital resources, provide us with the expertise and flexibility to help smaller firms find the right funding solutions -- both for today, and as those firms grow into their future.

The economics and business realities facing the average "small" firm have undergone a dramatic transformation in recent years. New developments in law practice marketing, expanded use of expensive technology, and the demands of case management present important and ongoing challenges for smaller firms and sole practitioners.

The need for funding to meet those challenges often conflicts with the peaks and valleys of a contingency fee-based practice. To maintain high professional standards and still keep up with today's competitive market, even so-called "small" firms need access to reliable and flexible financing for their ever growing capital needs.
This is why Advanced Legal Capital offers smaller firms customized, flexible financing solutions with terms that better fit their business realities.

Program Qualification Factors

Firm must be an actual legal entity (not a sole proprietorship).
Firm must have solid inventory of PI and related cases.
Preference for applicant firms with cases in portfolio that are expected to settle within 6-9 months.
Portfolios with one large case comprising large percentage of portfolio value will be assigned lower LTV ratio.
No prior UCC-1 lien against firm's fees ahead of the proposed financing (prior loans can be paid off with new loan in many cases).
All tax filings need to be current.
No bankruptcy filing within the last five years (prefer none).
No serious disciplinary history

Questions?
To request more information about this program or arrange a confidential consultation:
Click here to email us,
Use our Contact page, or
Call 855-253-3863 (9 am to 4 pm Pacific).

Other Law Firm Loan Programs Available

Advanced Legal Capital
Funding your success.